Had COVID-19 In 2020? Be Extra Careful In Shopping For Your Health Plan : Shots

Headaches, lung issues and ongoing, debilitating fatigue are just a few of the symptoms plaguing some “long hauler” COVID-19 patients for months or more after the initial fever and acute symptoms recede.

Grace Cary/Getty Images


hide caption

toggle caption

Grace Cary/Getty Images

Headaches, lung issues and ongoing, debilitating fatigue are just a few of the symptoms plaguing some “long hauler” COVID-19 patients for months or more after the initial fever and acute symptoms recede.

Grace Cary/Getty Images

People buying their own health insurance have even more to think about this year, particularly those post-COVID-19 patients with lingering health concerns — the “long-haulers,” who join the club of Americans with preexisting conditions.

What type of plan is best for someone with an unpredictable, ongoing medical concern? That question is popping up on online chat sites dedicated to long-haulers and among people reaching out for assistance in selecting insurance coverage.

“We are hearing from a lot of people who have had COVID-19 and want to be able to deal with the long-term effects they are still suffering,” says Mark Van Arnam, director of the North Carolina Navigator Consortium, a group of organizations that offer free help to state residents enrolling in insurance.

The good news for those shopping for their own coverage is that the Affordable Care Act bars insurers from discriminating against people with medical conditions or charging them more than healthier policyholders. Former COVID-19 patients could face a range of physical or mental effects, including lung damage, heart or neurological concerns, anxiety and depression. Although some of these issues will dissipate with time, others may turn out to be long-standing problems.

So sign up, say Van Arnam and others to whom KHN reached out for tips on what people with post-COVID-19 should consider when selecting coverage. There’s no one-size-fits-all answer, they say; all emphasize the need to consider a wide range of factors.

But don’t delay. Open enrollment in ACA plans is ongoing until Dec. 15 in most states — longer in some of the 14 states and the District of Columbia that run their own marketplaces.

Here are tips if you are shopping for health insurance, especially if you are a COVID-19 long hauler or have other health issues:

Make sure to select an ACA-qualified plan

It may be tempting to consider other, often far cheaper types of coverage offered by insurers, brokers, organizations and private websites. But those non-ACA plans offer less comprehensive coverage — and are not eligible for federal subsidies that help people who qualify cover the cost of the premiums. These are key factors for patients experiencing medical problems after battling the coronavirus.

Short-term, limited-duration plans, for example — which are not sold on the Affordable Care Act exchangesare cheaper, but the insurers offering them don’t have to accept people with preexisting conditions (or, if they do enroll those people, the plans don’t cover the members’ medical conditions). Many short-term plans don’t cover benefits such as prescription drugs or mental health care.

Another

Read more

This code saves you an extra 10% on consumer PCs from HP

HP is spreading the savings out across a wide range of consumer PCs.

HP isn’t just putting a few computers on sale for Black Friday. It’s putting every consumer PC that’s normally over $599 on sale. All you have to do is use the code SMBHOL10 to save 10% on any HP consumer PC that’s normally above $599. The code isn’t limited to laptops either; you can also use it on desktops, like the HP Pavilion Gaming Desktop, and it even stacks on top of other discounts, so be sure to check out all the options for some really big savings.

Getting work done

HP Pavilion 13t



an open laptop computer sitting on top of a table


© Provided by Windows Central


$530 at HP

An ultra-portable laptop

This 13-inch laptop from HP features the latest 11th Gen Intel Core processors and Intel Iris Xe graphics. You can bump it all the way up to an Intel Core i7-1165G7 for extra power.

Budget-friendly gaming

HP Pavilion Gaming Desktop



a close up of electronics


© Provided by Windows Central


$540 at HP

An affordable way to game

This gaming desktop starts at just $600, thanks to HP’s Black Friday sale. It starts off with an NVIDIA GeForce GTX 1650, but you can go all the way up to an NVIDIA GeForce RTX 2060.

Large and in charge

HP Laptop 17t



a desktop computer sitting on top of a laptop


© Provided by Windows Central


$540 at HP

Check out the big screen

This laptop has a large, 17.3-inch screen, which gives you plenty of space to get work done. It runs on the latest 11th Gen Intel Core processors and Intel Iris Xe graphics.

HP makes a vast range of consumer PCs, from gaming desktops to laptops that are great for work or school. The current code makes it much more affordable to jump into a new PC.

There are plenty of consumer PCs that the coupon code works with, so don’t limit yourself to just the ones we’ve listed above. We’ve just included a few of the best deals available right now that show the variety of the sale. Make sure to check out HP’s website for other discounted PCs.

Source Article

Read more

New Kohl’s Black Friday Sales are live today + $15 Kohl’s Cash + extra 15% off coupon! :: WRAL.com

* This post contains affiliate links and we may receive a small commission if you make a purchase.

New Kohl’s Black Friday Deals are LIVE NOW on Thursday, Nov. 26, with excellent buys on kitchen, vacuums, bedding & bath, clothing, shoes, jewelry, electronics & more! Plus, you’ll earn $15 Kohl’s Cash for every $50 you spend and there is a coupon for an extra 15% off! See the long list of fantastic deals below!

See all the sales at Kohls.com HERE!

* 15% Off Coupon: Use the coupon code GIVE or the code THANKS from Nov. 22 – Nov. 27, 2020 to save 15% off your total order. The coupon is valid using any payment type.

* Kohl’s Cash: Earn $15 Kohl’s Cash for every $50 you spend Nov. 22 – Nov. 27, 2020. Redeem the Kohl’s Cash from November 28 – Dec. 9, 2020. Keep in mind that as of Sept. 30, you need to spend the full $50 to earn the Kohl’s Cash (no longer $48).

Black Friday Sale Nov. 26-27

In addition to the long list of Black Friday sales below that are valid 11/22-11/27, Kohl’s is having a 2-day Black Friday sale on November 26 (online only) and November 27 (online and in stores)!

These deals are valid online on Thursday, Nov. 26 at 1:01 a.m. ET on Kohls.com HERE and on Friday, Nov. 27 in stores at 5 a.m. local time (as allowed in each area), while supplies last. Kohl’s stores are closed on Thanksgiving Day but you can shop online all day at Kohls.com. Once the sale is live, I’ll be adding more deals.

Toys

* Select Toys, Games & Puzzles: 50% off! Offers and coupons do not apply.

* Play-Doh Kitchen Creations Ultimate Chef Play Food Set: $14.99 (reg. $29.99)

* Scooters, select: $19.99 (reg. $39.99)

* PJ Masks Spiral Die Cast Playset: $24.99 (reg. $49.99)

Clothing & Shoes

* SO® Paulina Women’s Winter Boots: $12.74 after 15% off coupon and sale (reg. $49.99)!

Electronics

* Google Nest Mini Smart Speaker: $18.99 (reg. $29)

* Sharper Image Mini Color Changing Speaker: $19.99 (reg. $29.99)

* Sharper Image Soundhaven Wireless Earbuds: $19.99. Offers and coupons do not apply.

* JBuds Air Sport True Wireless Earbuds: $34.99 (reg. $69.99)

* Victrola 3-in-1 Bluetooth Record Player with Built-in Speakers: $59.99 (reg. $89.99)

* Google Nest Cam Indoor Security Camera: $99.99 (reg. $129.99) Earn $30 Kohl’s Cash

* Powerbeats High-performance Wireless Earphones: $129.99 (reg. $149.99) Earn $30 Kohl’s Cash

* Google Nest Hello Video Doorbell: $179.99 (reg. $229.99) Earn $45 Kohl’s Cash

* Powerbeats Pro Totally Wireless Earphones: $199.99. Offers and coupons do not apply. Earn $60 Kohl’s Cash

* Google Nest Learning Thermostat: $199.99 (reg. $249.99). Offers and coupons do not apply. Earn $60 Kohl’s Cash

* Beats Solo Pro Wireless Headphones: $229 (reg. $299.99) Earn $60 Kohl’s Cash

Jewelry

* 1-ct. T.W. diamond pendant and earrings set, Sterling silver: $237.99 with 15% off coupon. Earn $60 Kohl’s Cash

Home

* ScentWorx Candles: $8

Read more

Kohl’s Black Friday Sale is LIVE with excellent deals, $15 Kohl’s Cash & extra 15% off coupon! :: WRAL.com

* This post contains affiliate links and we may receive a small commission if you make a purchase.

The Kohl’s Black Friday Week Deals are LIVE NOW starting Sunday, 11/22, with excellent buys on kitchen, vacuums, bedding & bath, clothing, shoes, jewelry, electronics & more! Plus, you’ll earn $15 Kohl’s Cash for every $50 you spend and there is a coupon for an extra 15% off! See the long list of fantastic deals here!

See all the sales at Kohls.com HERE!

* 15% Off Coupon: Use the coupon code GIVE or the code THANKS from Nov. 22 – Nov. 27, 2020 to save 15% off your total order. The coupon is valid using any payment type.

* Kohl’s Cash: Earn $15 Kohl’s Cash for every $50 you spend Nov. 22 – Nov. 27, 2020. Redeem the Kohl’s Cash from November 28 – Dec. 9, 2020. Keep in mind that as of Sept. 30, you need to spend the full $50 to earn the Kohl’s Cash (no longer $48).

Top Deals Valid Nov. 22-27

These deals are valid Nov. 22-27 in stores and online while supplies last. Kohl’s stores are closed on Thanksgiving Day but you can shop online all day at Kohls.com HERE. I’ll be adding many additional deals to the list below so check back later today.

Kitchen

Small Appliances:

* Toastmaster Small Appliances, select, are only $2.14 after the $14 mail in rebate and the 15% off coupon! The regular price is $24.99! The sale includes blenders, toaster, coffee maker, mini chopper, popcorn maker, hand mixer, waffle maker, slow cooker, skillet. See all the products at Kohls.com HERE.

* Select Hamilton Beach, Toastmaster and Crock-Pot Small Appliances are only $9.54 after $10 mail in rebate and 15% off coupon! Regular price is $24.99 to $39.99.

* Gourmia 5-qt. Digital Air Fryer: $42.49 with 15% off coupon (reg. $79.99)

* PowerXL Vortex 7-qt. Air Fryer: $59.49 with 15% off coupon (reg. $149.99) and earn $15 Kohl’s Cash

* PowerXL Smokeless Grill Pro: $59.49 with 15% off coupon (reg. $139.99) and earn $15 Kohl’s Cash

* FoodSaver Space-Saving Food Vacuum Sealer: $59.49 with 15% off coupon (reg. $119.99) and earn $15 Kohl’s Cash

* NutriBullet PRO 900W Nutrient Extractor blender: $59.49 with 15% off coupon (reg. $99.99) and earn $15 Kohl’s Cash

* Keurig K-Select Single-Serve Coffee Maker: $67.99 with 15% off coupon (reg. $149.99) and earn $15 Kohl’s Cash

* Cuisinart® Automatic Breadmaker: $79.99 – 15% off coupon = $67.99 (reg. $139.99) and earn $15 Kohl’s Cash

* PowerXL Air Fryer Grill Toaster Oven: $84.99 with 15% off coupon (reg. $149.99) and earn $15 Kohl’s Cash

* George Foreman Digital Family Size Smokeless Grill: $84.99 with 15% off coupon (reg. $169.99) and earn $15 Kohl’s Cash

* Ninja Specialty Coffee Maker with Glass Carafe CM401: $99.99 – 15% off coupon = $84.99 (reg. $189.99) and earn $15 Kohl’s Cash

* Ninja Professional Plus Kitchen System with Auto-iQ: $101.99 with 15% off coupon (reg. $229.99)

* Emeril Lagasse

Read more

Kohl’s Black Friday Sale is LIVE with amazing deals, $15 Kohl’s Cash & extra 15% off coupon! :: WRAL.com

* This post contains affiliate links and we may receive a small commission if you make a purchase.

The Kohl’s Black Friday Week Deals are LIVE NOW starting Sunday, 11/22, with excellent buys on kitchen, vacuums, bedding & bath, clothing, shoes, jewelry, electronics & more! Plus, you’ll earn $15 Kohl’s Cash for every $50 you spend and there is a coupon for an extra 15% off! See the long list of fantastic deals here!

See all the sales at Kohls.com HERE!

* 15% Off Coupon: Use the coupon code GIVE or the code THANKS from Nov. 22 – Nov. 27, 2020 to save 15% off your total order. The coupon is valid using any payment type.

* Kohl’s Cash: Earn $15 Kohl’s Cash for every $50 you spend Nov. 22 – Nov. 27, 2020. Redeem the Kohl’s Cash from November 28 – Dec. 9, 2020. Keep in mind that as of Sept. 30, you need to spend the full $50 to earn the Kohl’s Cash (no longer $48).

Top Deals Valid Nov. 22-27

These deals are valid Nov. 22-27 in stores and online while supplies last. Kohl’s stores are closed on Thanksgiving Day but you can shop online all day at Kohls.com HERE. I’ll be adding many additional deals to the list below so check back later today.

Kitchen

Small Appliances:

* Toastmaster Small Appliances, select, are only $2.14 after the $14 mail in rebate and the 15% off coupon! The regular price is $24.99! The sale includes blenders, toaster, coffee maker, mini chopper, popcorn maker, hand mixer, waffle maker, slow cooker, skillet. See all the products at Kohls.com HERE.

* Select Hamilton Beach, Toastmaster and Crock-Pot Small Appliances are only $9.54 after $10 mail in rebate and 15% off coupon! Regular price is $24.99 to $39.99.

* Gourmia 5-qt. Digital Air Fryer: $42.49 with 15% off coupon (reg. $79.99)

* PowerXL Vortex 7-qt. Air Fryer: $59.49 with 15% off coupon (reg. $149.99) and earn $15 Kohl’s Cash

* PowerXL Smokeless Grill Pro: $59.49 with 15% off coupon (reg. $139.99) and earn $15 Kohl’s Cash

* FoodSaver Space-Saving Food Vacuum Sealer: $59.49 with 15% off coupon (reg. $119.99) and earn $15 Kohl’s Cash

* NutriBullet PRO 900W Nutrient Extractor blender: $59.49 with 15% off coupon (reg. $99.99) and earn $15 Kohl’s Cash

* Keurig K-Select Single-Serve Coffee Maker: $67.99 with 15% off coupon (reg. $149.99) and earn $15 Kohl’s Cash

* Cuisinart® Automatic Breadmaker: $79.99 – 15% off coupon = $67.99 (reg. $139.99) and earn $15 Kohl’s Cash

* PowerXL Air Fryer Grill Toaster Oven: $84.99 with 15% off coupon (reg. $149.99) and earn $15 Kohl’s Cash

* George Foreman Digital Family Size Smokeless Grill: $84.99 with 15% off coupon (reg. $169.99) and earn $15 Kohl’s Cash

* Ninja Specialty Coffee Maker with Glass Carafe CM401: $99.99 – 15% off coupon = $84.99 (reg. $189.99) and earn $15 Kohl’s Cash

* Ninja Professional Plus Kitchen System with Auto-iQ: $101.99 with 15% off coupon (reg. $229.99)

* Emeril Lagasse

Read more
  • Partner links